Dental Treatment Cost Estimator by State (With & Without Insurance)

Get a realistic price range for common dental procedures in your state — with and without a typical PPO insurance plan — before you sit in the chair. Ranges are compiled from published national fee surveys and adjusted with a regional cost index; your dentist’s quote may differ.

How to read the estimate

The “no insurance” range is what dentists typically charge cash-pay patients. The insured estimate applies a typical PPO structure (preventive care covered at 100%, basic restorative at 80%, major work at 50%, cosmetic and orthodontic work usually not covered) and does not account for your deductible or the annual maximum, which is often $1,000–$2,000.

Ways to pay less

  • Dental schools: 30–50% below private practice, supervised by faculty.
  • Community health centers with sliding-scale fees.
  • In-house membership plans offered by many practices.
  • Ask for a cash-pay discount or phased treatment.

Related guides

Tool last reviewed: September 10, 2026. Estimates only — not financial or medical advice. See our medical disclaimer.

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